US Health Care Insurance Plan ACA Compliant
ACA-compliant refers to a major medical health insurance policy that conforms to the regulations set forth in the Affordable Care Act (Obamacare).
Please contact us for guidance on choosing the best ACA compliant health insurance plan for your individual or group insurance needs or submit a quote request online.
ACA-compliant individual and small-group policies must include coverage for the ten essential health benefits with no annual or lifetime coverage maximums. They are guaranteed issue during open enrollment, so pre-existing conditions are not a factor in eligibility.
All newly purchased individual and small group health insurance policies are required to be ACA-compliant, regardless of whether they are sold on or off-exchange.
The ten Essential Health Benefits (EHB) with no annual or lifetime dollar limit are :
1. Hospitalization
2. Ambulatory services
3. Emergency services
4. Maternity and newborn care
5. Services to treat mental health disorders and problems with substance abuse
6. Prescription drugs
7. Lab tests
8. Preventive services,
9. Pediatric services for children, including dental and vision care
10. Rehabilitative and “habilitative” services